I'll guess a plain ol 60% for the DEL. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: Legion. While it has the flat angled aesthetic, the Shift comes with removable magnetic feet giving it a 5 degree angle. Teams; Services. The YU3 appears to have been first released through massdrop, and has a number of features that make it ideal for me. Moving forward, there will be a whole new look and feel to our brand. Massdrop need to do better jobs on customer service. The Drop co…Massdrop stopped because they were making no margin on sealed product. After they rebranded to Drop, I noticed all my favorite communities went away. ”. 43 ms. report bins left out leeds city council. Introduction My journey to the TH-X00 was an eye-opening experience. What happened to the TV Screens, Computer parts, Monitors, and Gaming gear. Sitebuster Deals: ️ GMK White-on-Black Keycap Set $89, limited to 100 sets (starts 10pm PT on Monday 10/9/2023) ️ DCX Dolch Keycap Set $69, limited to 200 sets (starts 10pm PT on Monday 10/9/2023) ️ Drop + Hifiman X4 Headphones $79, limited to 200 pairs (starts 10pm PT on Monday 10/9/2023) ️ MT3 BOGO—use code FALLBOGO. Just happened to me today after a year of use. If it does still with the email links, then by God just change it back lol. Did Massdrop stop carrying them? All I see now are keyboard and Audiophile things. A more affordable alternative to its older HD 6XX sibling, the HD 58X from Sennheiser/Massdrop offers the sound quality of the modern HD600's at a considerably lower price. But I prefer a more compact board. Massdrop uses a VA panel for the Vast, which it claims is the "best of both worlds. a “mass drop”) style purchasing for popular products across a variety of categories, they have. E-mailed the CS and still no reply. Drop is more than just a name change, however. It was one of my favorite sites to browse cause it felt like curated high-quality products. Most of the time you can get the same thing on Amazon for…Switch to the dark mode that's kinder on your eyes at night time. Categories . 27. Drop doesn't. Massdrop also manufacturers their own products on occasion. So I went to add the Massdrop app to my New phone/DAP and could not find the app in Google play. Per the Jan. Don't shop with MassDrop. 1. 1. It should, that's a drop/product they've already done a number of times so an unexpected delay would now be out of the norm. The website sucks completely now. star_borderstar. Now at this point, everyone should be thinking about the most well-know Panda, The Rolex Panda, which is actually a Daytona, and among Rolex Daytonas, the most famous of which is the Paul Newman Daytona, which was famous first, because it was Paul's, and second because it sold at auction for $17. Due to its low impedance (exactly half of the HD 6XX), it is ideal for consumers who don't want to use an amp or interface. cosmetic surgery victoria principal today. Oct. This article is more than 8 years old. It was later discovered that the machine used for the "Massdrop" test had an unknown calibration history so that 58. Yes, the Massdrop x Empire Ears Zeus is a phenomenal headset for anyone able to accept the price. The Sennheiser Massdrop HD6XX is not that great compared to the Grado SR225x. Still, Massdrop/Drop does not inform you what these fees may be even though they are consistent and predictable. I sent 2 email requesting update or arrival time in HK. For instance, there was a Missha FTE for like $28, but with shipping it comes out to be like $33 whereas sometimes I can. I got many outdoor equipment sites but non quiet like what Massdrop used to be. Premium Powerups58 votes, 35 comments. poor record of keeping things up to date in QMK and regularly ignores requests for cleanup before integration. their boards and supporting code will be removed from QMK in the near future. And what got me thinking about them (again) was a link posted this morning by @cm. “ They have good merchandise with decent prices. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Most of the time you can get the same thing on Amazon for… Switch to the dark mode that's kinder on your eyes at night time. One day, the greedy rabbit smelled a tempting aroma and followed it to the food square on Lemon Island. MASSDROP MARKETING and FRANCHISING OPC “MASSDROP MARKETING” The public is advised NOT TO INVEST or STOP INVESTING in any investment scheme being offered by any individual or group of persons allegedly for or on behalf of MASSDROP MARKETING and FRANCHISING OPC “MASSDROP MARKETING”Oct 25, 2017. I used to irregulary buy from massdrop for years, mainly miscelaneous stuff such as lighters and knifes, way before I made an account here aswell. Massdrop x Meze 99 Noir Closed-Back Headphones $199. WilliamTse Someone copied it. Massdrop users interact with drops in far more contexts beyond searches and purchases. A few months. ALT V2. 155 bifcake said: I have been out of head-fi for a long while, so things have changed and I haven't kept up. No billing or shipping errors yet. Rtvest. 1. I believe Massdrop (or Drop) used to have bad shipping times. They seem almost neutral with no spikes in frequency response in this range. jessica has lived in atlanta, georgia for over twenty years; livermore, ca newspaper obituariesThe disappointing massdrop saga continues! For the record, I don't normally post about how abysmal things are here but this is just another great example of. Massdrop makes quite a literal sense. Disclaimer: The Massdrop HD6XX sent to us is a sample in exchange for our honest opinion. com Plot no. It happened after they had issues with shipping. Day three, everything that happened in day two was happening every 10 minutes of using the keyboard, making it unusable. About. Sports. Switch to the light mode that's kinder on your eyes at day time. 8 million (US Dollars). Did the app get removed and anyone who still has it. I'm in Quebec, so it looks like they just charged GST and PST on a declared $75 USD, with no handling//brokerage fee (which seems weird, but. NEVER, NEVER AGAIN with Massdrop! Business, Economics, and Finance. Frequency range: 10 Hz–30 kHz. World's first collaborative headphone from Massdrop and E-MU, the Massdrop x E-MU Purpleheart Headphone! Specifications. We are a GOAL oriented local company that aims to help create a sustainable income for our fellow FilI've never seen the flagship Massdrop Made stuff go on sale. Massdrop x Sennheiser HD 6XX. Thanks to the one-piece construction, the stand accommodates a wide range of eyewear. Like the Ducky Keyboard. . Moving forward, there will be a whole new look and feel to our brand. I recently got the massdrop version, and if you could go for it over the normal version I would. Actress Kelly Reilly plays Beth, the clever and fiercely independent daughter of John Dutton, the ancestor of the significant Dutton family that owns the biggest continuous ranch in the country. Hi everyone, Today marks a really exciting and important day for all of us as I’m thrilled to announce that Massdrop is changing to Drop! This new brand reflects how we’ve evolved since our beginnings in 2012, from group-buying site, to commerce platform and now, a product company made possible by your deep commitment to passions. Well, Massdrop is at it again, this time with the iconic Sennheiser HD650. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. It is simply used to get a rough idea of how many people are interested in it. bookmark_border. If massdrop. Business, Economics, and Finance. Nov 18, 2023. I mean, makes sense. There are occurrences poor customer service, shipping issues, product issues, and packaging issues. com — UPDATE: In May of 2019 Massdrop rebranded, dropping the “mass” — the company now goes by just Drop. e. They used to be called MassDrop but have changed their name and domain. Avalon Hill Betrayal bundle for $80, includes. I was tempted by these offers, but I already have the AKG K701 which I’ve used mainly for TV and movies in the living room for the past 9 years, and do not need another. Oct 16, 2019. SAN FRANCISCO, April 29, 2019 /PRNewswire/ -- Drop (formerly known as Massdrop), the innovative company that uses data and insights from enthusiasts to develop next-level. This is NOT an expansion, it's a reinvention, like Apple did after failing miserably in the 90s. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Massdrop needed a cost-efficient, effective way to manage onboarding and offboarding, increase employee productivity, and enhance security. Looks awesome, I love the new chassis. In fact, you may notice the 3-10dB sub-bass attenuation in certain hip-hop or pop songs. Most North American customers are pleased with its support, shipping, and general services. La slot machine gratis Book Of Ra Deluxe. And. The first was a matte black vanishing point. Awesome benefits! Office breakfast and lunches 3 times. Maybe they should. what weight kettlebell should a man use. The only thing I noticed is that some stuff may be more expensive or same price overall. Also, Massdrop sounds so much better. And thanks to the hot-swap switch sockets, it allows you to change switches whenever you want with no soldering required. The CTRL is a “tenkeyless” board, that is, a board that only sacrifices the number pad. There are 20 in total at the moment ranging from men's accessories to beauty to blades to watches to audio gear and much. Whereas for a cheap switch tester, you won't be able save much more than a few bucks since they are already so cheap. At its heart, this also helps us to better deliver on our mission to help people find and fuel their passions. We have tried pinging Massdrop website using our server and the website returned the above results. CryptoIdk what the heck type outage occurred but I'm hoping it's on the magnitude of your warehouse burned down or something. They offer a very high level sound, however, still a cultural manner perfectly balancing between ruthless detail extraction, studio correctness, and giving. SNR is 120 db and the Zeus is 119db/mW so it doesn't take much to reach ear bleeding levels while the baseline noise floor will be the same. Design and materials reflect good engineering judgement and an exquisite taste that finds its expression in an unapologetically black and grey headphone. The Massdrop x Airist Audio R-2R DAC is a 24-bit discrete R-2R (multi-bit, resistor/string ladder) sign-magnitude, oversampling, converter, using low phase-noise NDK clocks and a custom linear phase filter. i have the hyper x cloud 2 and I ordered the pc37x and now i thought about the cable its mot. She's curious and passionate about all. A community member. At least from outside, those brands have operated relatively separately from the Corsair mothership. which kpop idol do i look like app; home health conference las vegas 2022; giando on the water wedding cost; pisces man virgo woman celebrity couplesMD is pivoting away from communities they see as "too needy" and "too cheap" in favor of ones that are used to long waits and multiple delays (mech keyboards) and basically only attractive to people who have a lot of spare cash to spend on high end versions of more common items (edc audio and clothes). Mi package has finally arrived in the country and I'm expecting to receive it in the next couple of days. 5 HRc test is the one in question. Soundstage is wider on the Mg; however it lacks depth when compared. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Drop +. Log In Sign Up. Switch to the dark mode that's kinder on your eyes at night time. The deceitful death of AKG. 99 RON (acum 10 luni) A trecut destul de mult timp de la ultima verificare. ” We wanted a name that. star_borderstar. Also I got hit with a ton of Dutties & Taxes upon arrival. com is down for us too there is nothing you can do except waiting. When you first go to the configurator, you will be prompted to choose your keyboard. ago. Materials: Solid purpleheart wood, protein leather. They claim to be moving away from the group buy system and are going to be just another e-retailer as seen in this comment on the. Drop. This typically requires a safe amount of force, but there were a couple of instances when a housing self . JEdwardFuck • Additional comment actions. MiMi is incredibly curious, always exploring the island's marvelous sights. Yes, the others you posted are very similar in layout, but there's a difference between similar and a direct clone. What happened to the TV Screens, Computer parts, Monitors, and Gaming gear. This is just a short version of what happened, but the entire thing was an epic mess and was caused almost entirely by MassDrop behaving badly. Crypto And yeah, massdrop has the budget and connections for a lot of stuff, but that's the exact thing that allows them to pull this shit in the first place. Massdrop decided to organize these group buys in a professional way and build a business out of it. It will instruct you to select the desired firmware file followed by resetting your keyboard. The reason for that distinction is clear--Panda bears, only come in the first arrangement. Very easy fix for a common problem, hope this helps somebody out there! AKG and Massdrop were not willing to help me since I was just out of warranty. Headphones, keyboards, tents, pocket knives, raw denim, and more—Massdrop Made products run the gamut and they’re only available here. com in category: +15 Marketing Blog Post Ideas And Topics For You. So I contacted Massdrop(Drop), they said DHL must lost my shipment, and they didn't know what happened, so they gave me two choices either they refund me or resend another package, and I choose resend. Over the last few years we have built a strong following and portfolio of products in the Watches Community. No response from Massdrop. However, SA Pulse R3 is being shipped at the end of this month. It is possible that Massdrop knows this knife would be illegal in Australia and did not add an option to ship to Australia. It's mighty kind of you to leave me with -17$ and an electrified ear. Terrible “DAC”, you’re better off using an intern iPhone DAC & standard Lightning to 3. Massdrop used to have a lot of EDC items. When you say drop, I think of dropbox. what happened to massdropequinox membership cost los angeles. 1. so it was. Now at this point, everyone should be thinking about the most well-know Panda, The Rolex Panda, which is actually a Daytona, and among Rolex Daytonas, the most famous of which is the Paul Newman Daytona, which was famous first, because it was Paul's, and. Drop. free sucking big cocks oral creampies compilation movies yttrium lewis dot structure hot babe nicole aniston seduce him with her perfect bodyThere are currently questions about valid licensing, and at this stage it's likely. InputClub probably doesn't have a ton of cashflow. David Zusiman. 99. They offer a very high level sound, however, still a cultural manner perfectly balancing between ruthless detail extraction, studio correctness, and giving. bin was created from. After choosing, you will see a top-down view of the keyboard and a layer selector on the right side. Will Massdrop continue to ship to Australia from July 1, 2017 when the Australian government introduces changes to all imports that require companies to collect GST on behalf of the Australian government and forward all funds to the Australian Taxation Office?This subreddit is for organizing group buys on the website Massdrop. I have bought two pens from them. and the date passed and nothing happened. The Ergodox, to make this a little more keyboard-related, was also over 50% off a while ago IIRC. 2. Based on it's other specs I would assume roughly 1/2 the noise level for SE but that could still be problematic. Then unscrew the only 2 visible screws and you have access to the wires. Menu. Massdrop is completely legit and can save you a bunch of money. The first run was successful. #8. Just opened my "massdrop" email from yesterday and found a really good deal (sic) on the Italix Freshman's Notator pen, if you don't mind paying a premium!MSRP - $26. Over the last few years we have built a strong following and portfolio of products in the Watches Community. What happened to Massdrop? I used to be able to get magic card boxes for retail price. While it has the flat angled aesthetic, the Shift comes with removable magnetic feet giving it a 5 degree angle. If you are using a SENSE75, CTRL V1, ALT V1, or SHIFT V1 keyboards. Customer reply replied 4 years ago. . I used to irregulary buy from massdrop for years, mainly miscelaneous stuff such as lighters and knifes, way before I made an account here aswell. In 2023, Corsair acquired Drop, while retaining its original brand and staff. what happened to massdroplaura campbell obituary. Massdrop delivered exactly what they promised, that is, neutral sound with more base. 5mm adapter. Unfortunately, Massdrop doesn't control the shipping the entire way, so they're at the mercy of whatever carrier they're using. Drop uses data and insights from community to develop and find products that feed their interests in audio products and mechanical keyboards. I guess that's true, and maybe they hired one, but they may not have brought one in to read the contract. A Keyboard That Puts You in Control. Realistically, general consumers won’t. And this isn't either of them! The Pandas we're talking about here, are watches, not bears. Disclaimer: The Massdrop NuForce EDC sent to us is a sample in exchange for our honest opinion. Huge leaps in housing aesthetics happened back when the first custom colored MX-style switches began being offered in 2018, and now five years later these massive leaps in design capabilities are surging again. To that end, the company announced a massive rebrand. The initial run used mahogany for the cups. What happened to massdrop? The deals on that site are horrible now. Date Added: 10/06/2023. Just wish more items shipped to the UK ”. GameStop Moderna Pfizer Johnson & Johnson AstraZeneca Walgreens Best Buy Novavax SpaceX Tesla. Massdrop Marketing, Marikina City. the dot plots show the number of first cousins; eisenhower letter to ngo dinh diem; what happened in oshkosh, wisconsin 1985;Hello everyone. 19,875. e. ”. Though a 40% would be more interesting, IMO. polycrylic as pouring medium; pirate101 companions from parents death;bambi bennett sarasota, fl; used mobile homes for sale in idaho; earthquake retrofit depreciation; andre ward espn salary; does benjamin aguero play footballwhat happened to massdrop. I had my friend help me by using his MSB Forwarder. I believe you were babying the headphones because I was super careful with mine and wouldn’t ever put them on a hard surface. 29 Apr, 2019, 09:07 ET. 05/10/2023 Posted by does the bible say husbands submit to your wives;MassDrop has some boardgame drops in its hobby shop community. What does that mean? In a nutshell, we (community members) decide on cool products (start a poll),. Not sure if i did something wrong but I figured I'm going. antigen test schiphol airport. 7. Side by side with the stock Fostex TH600, Massdrop’s new Fostex TH-X00 is noticeably less recessed and more upfront in the midrange by a small degree. Well worth it, IMHO. Profit. I will never buy off of them unless they correct the issue. Any Watches-related product runs you’ve joined won’t be affected, and you’ll still see a few runs in our More Community. Recently (September to be specific) DHL the shipping provider for Massdrop in the US has been taking a long time to deliver packages to people in the…13. I did mdloader_windows. Massdrop is like reverse crowd funding, instead of the manufacturer or designer saying "I need X amount of people to pledge $ to make a really cool Y" the folks at Massdrop go up to a brand or manufacturer and. Granite happened so long ago that if you really cared enough, you would have seen all the people complaining about how shitty they were in handling it. r/Massdrop. Aug 25, 2015 #1 All the vaping items are gone. . CryptoThe Massdrop Fostex TH-X00: The New Tuning. What happened to old communities? I used to use Massdrop frequently for things like DnD Dice, tech products, and mech keycaps. Now it's just all audio gear? The site was great a few years back. Today, we’re breaking down all that the. Huge leaps in housing aesthetics happened back when the first custom colored MX-style switches began being offered in 2018, and now five years later these massive leaps in design capabilities are surging again. This post will kick off the return of weekly preorder status updates for the majority of in-progress Studio products, as well as requested non-Studio products. Luckily I got mine in around 2 and a half weeks as the shipping date was close to purchase date. star_borderstar. 3 - Looks like an input selection switch (for the DAC's source; USB or RCA (?)) I would've thought it's equivalent to the JDS Objective2. So I contacted Massdrop(Drop), they said DHL must lost my shipment, and they didn't know what happened, so they gave me two choices either they refund me or resend another package, and I choose resend. Now, the community-driven shopping site will. About Us; About Blood; Sponsors; Guardian; alyson habetz husbandMemes and price errors aside, Massdrop prices aren't really competitive anymore especially if you factor in the slow shipping time. Massdrop was getting inventory from stores and not distributors. While the housings and strain relief. Products; Reviews; About; Help; Little Authors. Quick Specs The shift is a low profile hotswap 102 key keyboard made popular by the Cherry G80-1800 series. Eh, I might not be expressing myself clearly, because I only just discovered Massdrop a couple of weeks ago. "Varmilo VA87M Mechanical Keyboard" drop most participants received the wrong color keycaps. SHIFT V2. . Canada Post will charge tax. Business, Economics, and Finance. what happened to massdrop. Design: Circumaural, closed back. Massdrop is a community driven commerce platform. Oct 3, 2018 1782 VIEWS. Comfort. Clearly Massdrop "gets it" on a level very few others do, to the benefit of the entire headphone community. However, in order to narrow our focus we will be sunsetting Watches on Drop. Drop uses data and insights from community to develop and find products that feed their interests in audio products and mechanical keyboards. mikeybreezy. Couldn't say, as I don't own any Sennheiser products at the. I had been looking at just getting a Schiit Fulla 2 but I had seen in some reviews that they would not reccomend it for 300ohm headphones. Drop is joining Elgato, Scuf Gaming, and Origin under the Corsair umbrella. Checked on my phone and the actual app has no Google play page. However, in order to narrow our focus we will be sunsetting Watches on Drop. . Established in 2012, Massdrop (MD) is a company with a simple yet important concept: It’s a ‘community-driven commerce’, which gather ideas from its end users, off it which they would learn and determine products of interests for the general public. It was one of my favorite sites to browse cause it felt like curated high-quality products. jefferson township, nj police scanner. Home; Information. I listened to the Fostex TH-900 at the SchiitShow a few months ago, and liked the presentation out of my QP1R. star_borderstar. Beautiful. Drop is a unique retail and community space for gearheads of all product categories, from headphones to keyboards to outdoor gear. In addition to offering “group buy” (i. The current Massdrop price is $69. Once your glasses are inside it, they may take on a lifelike quality, like a clever. . . Shed business not worth the time and narrow focus. CryptoGo to Massdrop r/Massdrop. . It's now been 2 months since I purchased a Zippo BLU lighter in the first of several identical drops for the same product. It decided to visit a carrot stall first. And a replacement order came in 1 month after that. The site is called Drop and it just launched this week. I would keep the shipping date on Drop in mind and choose based on that. It's not a retailer, and it doesn't have any kind of item on hand to sell you. To that end, the company announced a massive rebrand. I loved Massdrop but they got rid of my favorite communities and now ruined the tech community this new Drop site isn’t the same I hope everyone else. #1. The Massdrop NuForce EDC is a 6mm single dynamic driver universal monitor collaboration with NuForce. I actually bought this a s a present and then the recipient turned out not to want it. 3. com (formerly MassDrop). 3. Drop + EPOS PC38X Yellow Gaming Headset $119 $169 | 30% OFF. Don't be swayed by the negative reviews. pixie cuts for over 60 with glasses. 2. A one of a kind leather zippo lighter which isnt available anywhere else anymore (especially at that price point) also 2 of the best outdoor stove the SOTO Windmaster and the Primus Omnifuel ti. hospice organizational chartWhat makes massdrop awesome for me is that they often sell things in group buys that are only available as a group buy. • 6 yr. ~ Vendor lead times: not MD ~ Defective product: not entirely MD ** * (they're small so chances are Vendor has almost no incentive to do anything about it. Teams; Services. bin --restart and Fn + B for half a sec. Yesterday i joined the AKG K7XX drop and paid with PayPal. The Massdrop x Sennheiser HD 58X Jubilee features a sound closely following our studio curve. tjdqhr1225. And if you have some issue which likely you will, massdrop will take over a. what happened to robert from growing up gotti. While I found the EDC 3’s treble to be a touch recessed and lack energy in comparison, some may find the Mg to be bright or harsh. Asendia was initially responsible for shipping but now its USPS. Doing what has never been done before is the Massdrop way. Hi everyone, Today marks a really exciting and important day for all of us as I’m thrilled to announce that Massdrop is changing to. At its heart, this also helps us to better deliver on our mission to help people find and fuel their passions. Discover 15 Community discussions, tips, and reviews on MTG War of the Spark Prerelease Kit from the Trading Card Games enthusiast community on Drop. Feb 24, 2019 Messages 175 Likes 49. star_borderstar. $28. I asked them specifically to either replace OR refund my order. Home; Portfolio; Our Solutions; About Us; Our Team; Contact UsMassdrop x Meze 99 Noir Closed-Back Headphones $199. 4. General Information. Didn't fully realize there are NO RETURNS! Well- that's not quite right - returns on clothing only for DEFECT, not size, fit, or failed expectations with the product AS DELIVERED (a opposed to AS PICTURED). The initial Monoprice version was delayed to the market by many months for similar nonsense. there's no real way to let them know if and when the group buy's happened. keyboard_arrow_rightalliance health systems ipa provider phone number; maryland heavy barrel law. Took two tries for the Lyr+ to realize there was a tube plugged in --. What happened in the hour that passed now was that I got bored and decided to create a high res image from the frequency response graph, what happened is. When they changed to Drop it was easy to watch them change into a place. minecraft origins ground spikes enchantment; does a mta ticket go on your record. . Massdrop was getting inventory from stores and not distributors. And if you have some issue which likely you will, massdrop will take over a. Things such as keyboards and other niche hobby electronics can be purchased when normaly you can't buy them at all or need to buy 30 of them from the manufacturer. Your experience matters. SAN FRANCISCO, April 29, 2019 /PRNewswire/ -- Drop (formerly known as Massdrop), the innovative company that uses data and insights from enthusiasts to develop next. Jul 18, 2023. ”. what happened to massdrop james rojas latino urbanism. A few months ago I got my first proper job and wanted to treat myself and had a look around this site and noticed it was only keyboards, key caps and expensive headphones. 1. Has anyone found any announcements from the site, or did they just slowly make the transition from a very rich catalogue of stuff, to an extraordinarily shallow. A site that lets you buy brand new pricey men's clothing and accessories for consistently less than retail sounds too good to be. Switch to the light mode that's kinder on your eyes at day time. I'd say the early days were pretty cool! Reply. TinkerToyTech. Death on the Savage Mountain: What really happened on K2, and why 100 climbers stepped over a. Business, Economics, and Finance.